<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <url>
    <loc>https://www.futurewallet.co/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-10</lastmod>
  </url>
  <url>
    <loc>https://www.futurewallet.co/blog/2026-numbers-you-should-know</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/dfa6da1a-72d6-448d-ad5e-7485c474a5aa/Important+Numbers+2026</image:loc>
      <image:title>Blog - 2026 Numbers You Should Know - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/5522782c-2ba9-48d2-aeea-04b8213e243f/Important+Numbers+2026</image:loc>
      <image:title>Blog - 2026 Numbers You Should Know - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/blog/what-the-one-big-beautiful-bill-means-for-you</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/2dbc5786-83ca-4c07-8723-ca8f468af2c3/One+Big+Beautiful+Bill+Tax+Planning+Considerations</image:loc>
      <image:title>Blog - What the One Big Beautiful Bill Means for You - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/blog/4-ways-to-earn-more-on-your-savings</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/c2601134-d3f8-4573-a020-e0952e5f9e03/Screenshot+2023-06-19+at+11.31.49+AM.png</image:loc>
      <image:title>Blog - 4 Ways to Earn More on Your Savings - Make it stand out</image:title>
      <image:caption>I’m a big Ally Bank fan, but any FDIC insured bank will do!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/c5606131-86de-43a8-a5a3-a5615e29a214/Ally+CDs</image:loc>
      <image:title>Blog - 4 Ways to Earn More on Your Savings - Make it stand out</image:title>
      <image:caption>An example of a 12-month CD from Ally Bank</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/6fd3f963-9438-4a5f-84bb-e1ec26504eee/IBonds+Rates+as+of+June+2023</image:loc>
      <image:title>Blog - 4 Ways to Earn More on Your Savings - Make it stand out</image:title>
      <image:caption>I-Bonds are currently paying 4.3% as of June 2023</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/18effd5f-d7cc-4dbd-bf56-a2c35e13948f/Recent+Auction+Results</image:loc>
      <image:title>Blog - 4 Ways to Earn More on Your Savings - Make it stand out</image:title>
      <image:caption>You can view recent auction results on the Treasury Direct website</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/29956d4f-f1a8-4558-aa47-5693a5757d33/Beth+Williams+Headshot.jpg</image:loc>
      <image:title>Blog - 4 Ways to Earn More on Your Savings - Beth Williams is the Founder of Future Wallet, where she helps millennial women break free from the grind of their careers and use their money to craft a better life.</image:title>
      <image:caption>Beth has a MBA from the UC Berkeley Haas School of Business and has been featured in the Washington Post. She’s worked with hundreds of millennial women at companies such as Google, BCG, Intuit, Meta, Spotify, Sephora, and Disney. You can find Beth dancing Cuban salsa when she’s not nerding out about compound interest.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/blog/its-open-enrollment-now-what</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/d738538d-5553-417c-a00f-c4ca9871f5ac/Beth+Wililiams.JPG</image:loc>
      <image:title>Blog - It’s Open Enrollment, Now What?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/29956d4f-f1a8-4558-aa47-5693a5757d33/Beth+Williams+Headshot.jpg</image:loc>
      <image:title>Blog - It’s Open Enrollment, Now What? - Beth Williams is the Founder of Future Wallet, where she helps millennial women break free from the grind of their careers and use their money to craft a better life.</image:title>
      <image:caption>Beth has a MBA from the UC Berkeley Haas School of Business and has been featured in the Washington Post. She’s worked with hundreds of millennial women at companies such as Google, BCG, Intuit, Meta, Spotify, Sephora, and Disney. You can find Beth dancing Cuban salsa when she’s not nerding out about compound interest.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/blog/turn-yourself-into-your-greatest-investment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-10-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/e48f57f4-1d40-4cb4-a709-9cf97a4ac57d/Beth+Williams.jpg</image:loc>
      <image:title>Blog - Turn Yourself Into Your Greatest Investment</image:title>
      <image:caption>Investing in myself through my education has transformed my life. I earned straight A’s all through high school, received nearly a full-ride scholarship to attend UC Berkeley for undergrad, and by age 23, I was already managing a team of 8 employees. As luck would have it, a mentor took me under his wing and encouraged me to apply to business school and after 4 rounds of taking the GMAT, lots of essay revisions, and 4 interviews at Yale, Kellogg, UCLA Anderson and Haas, I was accepted into my first choice - Berkeley Haas. Getting an MBA from a top-tier program has turned out to be one of the best decisions I've ever made, but also the most expensive.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/29956d4f-f1a8-4558-aa47-5693a5757d33/Beth+Williams+Headshot.jpg</image:loc>
      <image:title>Blog - Turn Yourself Into Your Greatest Investment - Beth Williams is the Founder of Future Wallet, where she helps millennial women break free from the grind of their careers and use their money to craft a better life.</image:title>
      <image:caption>Beth has a MBA from the UC Berkeley Haas School of Business and has been featured in the Washington Post. She’s worked with hundreds of millennial women at companies such as Google, BCG, Intuit, Meta, Spotify, Sephora, and Disney. You can find Beth dancing Cuban salsa when she’s not nerding out about compound interest.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/blog/category/Benefits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.futurewallet.co/blog/tag/Savings</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.futurewallet.co/blog/tag/About+me</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.futurewallet.co/blog/tag/Benefits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.futurewallet.co/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2025-12-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/c064b30b-4c85-42ce-8d1a-db4c2acafd16/2023.03.26_Beth%26Corey_Engagement-36.jpg</image:loc>
      <image:title>Home - Hi, I’m Beth!</image:title>
      <image:caption>I help ambitious women in tech optimize their finances. Would you like to buy a home, better understand your stock compensation, or make a plan to retire early? I can help you gain financial confidence.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/68e2de58-8b94-4b09-8c8f-82ee58436c3f/Future+Wallet+Clients.png</image:loc>
      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/1652049377925-V29V608H2RDKPP7C4QMV/unsplash-image-smgTvepind4.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/1652049194103-G4A29SDQ460Q0S63WXQI/unsplash-image-505eectW54k.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/1652049330352-IZWVGYM92SSQUL1KL2EL/unsplash-image-ZKHksse8tUU.jpg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/38d9a93f-2c18-4edd-a807-a7618f492bc8/IMG_1351.jpg</image:loc>
      <image:title>About</image:title>
      <image:caption>Beth Williams, Founder &amp; Lead Financial Planner I’m a business owner, financial planner, and tax nerd at heart. I’ve spent the past 15 years working in various roles in finance, including at Google. I obtained my MBA at UC Berkeley’s Haas School of Business and I’ve been featured in publications like the Washington Post. My parents divorced when I was three, and I saw my mom struggling with her finances as a child. This sparked an early interest and passion for personal finance. Educating myself changed my life and ultimately led me to start my firm to help other women do the same. I take a “life planning” approach in my work with clients, which mean we focus on helping you optimize your money, time, and health. When I’m not building a new spreadsheet, you’ll find me dancing Cuban Salsa, hiking around the Bay Area, or whipping up new recipes in the kitchen for my family. My goal is to help you allocate time and money for the things you love too.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/b361f3ad-8268-475a-bdfd-670189b50a5c/Beth+Williams.JPG</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/privacy-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-04-04</lastmod>
  </url>
  <url>
    <loc>https://www.futurewallet.co/disclosure</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-01</lastmod>
  </url>
  <url>
    <loc>https://www.futurewallet.co/links</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-06-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/8a9d4c55-0dcb-4573-b284-eb280be20b9d/Beth+Williams+-+Square.jpg</image:loc>
      <image:title>Links - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/f75c080c-a372-42b1-b9f0-88a91ebc5628/2023.03.26_Beth%26Corey_Engagement-36.jpg</image:loc>
      <image:title>Contact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/speaking</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/66b00107-eb88-4f85-b0bf-a252b3fac29d/Google</image:loc>
      <image:title>Speaking</image:title>
      <image:caption>“Our employee resource group invited Beth to host a financial seminar on restricted stock units, and we are so glad we chose to work with her! Her event drew more than 500 attendees, and we received glowing feedback. Beth broke down the complex subject of restricted stock units in a way that was easy to understand, and I think she really helped demystify stocks and employees' selling options really well. On top of that, she was engaging, knowledgeable, and extremely organized -- an overall pleasure to work with. I would highly recommend Beth for your financial workshop and seminar needs!" - Claire W | Women@SFO Lead</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/013e3a8a-7ef3-49ec-848d-b8c2018e86d5/Women+in+Network</image:loc>
      <image:title>Speaking</image:title>
      <image:caption>"Our nonprofit organization invited Beth to discuss Money Moves for Women in their 20’s and we all learned so much from her. She was very flexible in tailoring her content to our age group and was very easy to work with. Her materials helped to explain complex topics in a way that was very easy to understand, and her passion for empowering women was very inspirational. We would highly recommend inviting Beth as a guest speaker for all groups!" - Spring Ma and Grace Ma</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.futurewallet.co/financial-planning</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/4ef5c20e-d614-40fb-884f-e854bc9a4b48/image-asset.jpg</image:loc>
      <image:title>Financial Planning</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/1706565777188-4F2GJO979MYZEH1TVLVF/image-asset.jpeg</image:loc>
      <image:title>Financial Planning</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62731b33b444df602ab70648/1706564559860-L62HYKYDEUTN091Z6XGC/image-asset.jpeg</image:loc>
    </image:image>
  </url>
</urlset>

